A TrustLayer alternative for small teams
TrustLayer is a well-established certificate of insurance tracking service. If you manage 20 to 500 vendors and want to start today without a sales call, COI Relay may be the simpler fit. Here's an honest comparison.
At a glance
| TrustLayer | COI Relay | |
|---|---|---|
| Pricing | Not published; quote-based annual plans priced by vendor count | Published: $49, $99 or $199 a month by vendor count |
| Getting started | Request a quote | Sign up and start a 14-day trial yourself |
| How certificates get checked | Automated document review, with an optional outsourced risk-management add-on | AI reads each certificate in seconds and flags anything unclear for you |
TrustLayer details are from its public listings, checked October 2026. Ask TrustLayer for current terms.
What every COI Relay plan includes
- A private upload link for each vendor, with no account for them to create.
- Your own email address for certificates: forward them, and each one is filed under the right vendor.
- Requirements you set per kind of vendor, checked on every certificate.
- Reminders to vendors 30, 14 and 7 days before a policy expires, and after it lapses.
- One weekly summary of who still owes you a certificate.
When TrustLayer is the better choice
- You want outsourced risk-management help on top of the software (TrustLayer sells it as an add-on).
- Your insurance broker uses TrustLayer and wants to manage compliance with you there.
- You need a large-scale, multi-team program with an annual contract.
When COI Relay fits better
- You want to see the price before talking to anyone, and start the same day.
- You have tens or a few hundred vendors, not thousands, and no one to run a long rollout.
- Certificates reach you by email today and you want them filed automatically.
- You set your own requirements and just need every certificate checked against them, every time.
Try it on one certificate first with the free certificate checker, no signup needed.
Let the reminders run themselves
COI Relay reads every vendor's certificate, checks it against the requirements you set, and emails vendors before their coverage expires. Built for property managers and contractors with 20 to 500 vendors.
See plansThis guide explains what certificates show. It isn't insurance or legal advice; ask your broker or attorney what to require.